/* ============================================================
   EXPERTISE / HBCF PAGE STYLES
   ============================================================ */

/* Shared image placeholder */
.img-placeholder {
  width: 100%;
  aspect-ratio: 4/3;
  background: linear-gradient(135deg, #2a3a5a 0%, var(--navy) 100%);
  border-radius: var(--radius-lg);
  position: relative;
}
.img-placeholder--tall { aspect-ratio: 3/4; }
.img-placeholder::after {
  content: 'Image';
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.25);
  font-size: 0.75rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

/* ── HERO ── */
.expertise-hero {
  background: var(--cream);
  padding-top: 60px;
  padding-bottom: 0;
}
.expertise-hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: stretch;
  padding-bottom: 60px;
}
.expertise-hero-text h1 { color: var(--navy); }
.expertise-hero-text h1 em {
  font-style: normal;
  color: var(--gold);
}
.expertise-hero-text p { margin-top: 20px; }
.expertise-hero-img-wrap {
  border-radius: var(--radius-lg);
  overflow: hidden;
  height: 100%;
}

/* Pull quote */
.expertise-pullquote {
  background: var(--navy);
  padding: 40px 0;
}
.expertise-pullquote blockquote {
  max-width: 720px;
  margin: 0 auto;
  text-align: center;
}
.expertise-pullquote blockquote p {
  font-family: var(--font-display);
  font-size: clamp(1.1rem, 2vw, 1.4rem);
  color: var(--gold-light);
  line-height: 1.5;
}

/* ── HIGHRISE BACKGROUND ── */
.highrise-bg {
  background-image: url('../images/highrise.png');
  background-size: cover;
  background-position: center top;
  background-repeat: no-repeat;
  position: relative;
}
/* Dark tint over the image so glass blocks pop */
.highrise-bg::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(10, 20, 40, 0.45);
  pointer-events: none;
}

/* ── GLASS BLOCK ── */
.glass-block {
  background: rgba(15, 25, 50, 0.65);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  border: 1px solid rgba(184, 147, 74, 0.25);
  border-radius: var(--radius-lg);
  padding: 48px;
  position: relative;
  z-index: 1;
}
.glass-block h2 { color: var(--white); }
.glass-block p  { color: rgba(255,255,255,0.82); }

/* ── WHY HBCF MATTERS ── */
.hbcf-matters { background: transparent; }
.hbcf-matters .glass-block { max-width: 740px; margin: 0 auto; text-align: center; }
.hbcf-matters-intro { color: rgba(255,255,255,0.8); margin-top: 16px; }

.hbcf-trigger-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin: 32px auto;
  max-width: 460px;
  text-align: left;
}
.hbcf-trigger-list li {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.85);
  padding-left: 20px;
  position: relative;
}
.hbcf-trigger-list li::before {
  content: '—';
  position: absolute;
  left: 0;
  color: var(--gold);
}
.hbcf-threshold {
  color: rgba(255,255,255,0.7);
  font-size: 0.9rem;
  border-top: 1px solid rgba(255,255,255,0.15);
  padding-top: 24px;
  margin-top: 8px;
}
.hbcf-threshold strong { color: var(--gold-light); }

/* ── ELIGIBILITY ── */
.eligibility-section { background: transparent; }
.eligibility-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  align-items: start;
}
.eligibility-list {
  margin-top: 20px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.eligibility-list li {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.85);
  padding-left: 18px;
  position: relative;
}
.eligibility-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 8px;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--gold);
}
.cert-list {
  margin-top: 12px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.cert-list li {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.82);
  padding-left: 18px;
  position: relative;
}
.cert-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--gold);
  font-size: 0.8rem;
}

/* ── WHY CHOOSE VALORA ── */
.why-valora { background: var(--white); }
.why-valora-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: stretch;
}
.why-valora-goal {
  margin-top: 24px;
  font-style: italic;
  color: var(--gold);
  font-size: 1rem;
  border-left: 2px solid var(--gold);
  padding-left: 16px;
  line-height: 1.6;
}
.why-valora-services {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-top: 36px;
}
.why-service h4 {
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--navy);
  margin-bottom: 8px;
}
.why-service p { font-size: 0.875rem; }
.valora-tagline {
  font-family: var(--font-display);
  font-size: 1.5rem;
  color: var(--gold);
  line-height: 1.2;
  margin-top: 40px;
}

/* ── RESPONSIVE ── */
@media (max-width: 900px) {
  .expertise-hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .expertise-hero-image { order: -1; }
  .eligibility-grid { grid-template-columns: 1fr; }
  .why-valora-grid { grid-template-columns: 1fr; }
  .why-valora-services { grid-template-columns: 1fr; }
  .glass-block { padding: 32px 24px; }
}